Welcome to

JODA COLLINS

DRIVING ACADEMY LLC

Behind-the-Wheel Training ​

Serving Escambia, Santa Rosa and Okaloosa Counties since 2008!

850  981-3355

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CONTRACTS ARE POLICIES AND PROCEDURES​​

​​​​​​​​​​​​​​​​​​​​​​​​​​​  CONTRACT SIX   
  CHARGES AND FEES  

   FOR 60 TO 360-MINUTE LESSONS  

  POLICIES AND PROCEDURES                                                                   March 19, 2026

This is a 30 to 60-minute read, for comprehension, depending on your math skills.

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               TABLE OF CONTENTS

SECTION 1:  STANDARD/BASE FEES FOR LESSON ONE

SECTION 2:  THE LOWEST CHARGE FOR LESSON ONE 

SECTION 3:  THE CHARGE FOR LESSON  TWO AND FOLLOWING.

SECTION 4:  YOUR TO THE PENNY QUOTE FOR MY SERVICES

SECTION 5:   CANCELLATION POLICY

SECTION 6:  MISSED LESSON FEE

SECTION 7:  SCHEDULING AND/OR RESERVATION FEE

SECTION 8:  RESCHEDULING FEE

SECTION 9:  PAYMENT POLICY          
                    
SECTION 10:  REFUND POLICY             
SECTION 11:  FIRST LESSON

SECTION 12.  NON-BINDING ESTIMATE OF FUTURE PROGRESS

SECTION 13:  AFTER LESSON WRITTEN REPORT                   
                                                                 
SECTION 14:  STATUTE OF LIMITATIONS

SECTION 15:  SIGNATURES

​

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SECTION 1:  STANDARD/BASE FEES                              FOR LESSON ONE

Deduct 7% from the total charges, if you are paying with cash, money order or bank (cashier's) check rather than a card (Visa, Discover and MasterCard accepted).  Charges are per driver, not per client. 

If you want to know the lowest charge, go to Section 2.
    

MANDATORY SERVICES/CHARGERS

A. Registration Fee.  This is a

one-time, non-refundable charge........$53 

and a possible additional.....................$49 

(1). This $53 charge is for the service

to work with a person from the initial

inquiry to the signed Contract. 

       (a).  This $53 charge will be increased on July 7, 2026, to $75.00.

(2).  If the Student-driver does not live in the

same residence as the Client

(financially responsible person for all

training related charges), an additional $49 Registration Fee is because of the added work/steps to coordinate with

two households and/or the added

work/steps to coordinate through one

party for another party in another 

household.

B.  Reservation/Scheduling of

Mr. Collins time and/or equipment.

.................................................................$27as clarified below.
(1).  This $27 fee is non-refundable

and non-transferable to any other

date, time or person. Under most

conditions, I will not schedule more 

than one appointment (lesson) to

start.

(2). This charge is per one to six appointments that are set with one

email request, paid for with one

payment and none of those lessons

are missed, canceled or rescheduled

for any reason except fear of adverse weather for which, at least, a one-

hour notice is provided by the Client.

(a).  For example, if a Client

reschedules the same

lesson/appointment ten times, the Reservation/Scheduling Fee is $27

times ten = $270 for that lesson,

not a $27 one-time charge that

provides endless FREE rescheduling 

of the same appointment. Paid for rescheduled lessons does not

include rescheduling a rescheduled

lesson for FREE.  If you leave

McDonalds with a soda cup, you

cannot return an unlimited number

of times for FREE refills.  Schedule

wisely. The Reservation /

Scheduling Fee is not the Training Fee.

(3).  With one very narrow exception,

as clarified in (2) above, there is no

such thing as FREE.

C.  If the driver is using the         

Joda Collins Driving Academy         
vehicle for parking and/or

three-point turn, enter $22, 

otherwise enter $0............................$____

D.  After Lesson Progress Report.. $__7_
(1).  This is a mandatory report

because it is important for the

student's progress and necessary

for me (Joda Collins) to be best

prepared for coming lessons, if any.   

E.  The training fee is $2.10 per minute...............................................$_____ 

F.  Average profit per training

minute @ 6 cents ............................$_____

OPTIONAL OR ADDITIONAL SERVICES AND RELATED CHARGES

FRIDAY OR SATURDAY CHARGE

G.  If you are training on a Friday or Saturday add 37 cents per minute....$_____

VEHICLE REALTED CHARGES

H.  If you are using the

Joda Collins Driving Academy vehicle,

for the whole or any part of a lesson,

add 43 cents per minute.............,......$_____

1. This fee is not parsed if you are

using any other vehicle beside the

Joda Collins Driving Academy vehicle

for part of the lesson.  

DOOR-TO-DOOR SERVICE CHARGE 

J.  Door-to-door is $2.96 plus        the actual toll charge, plus the actual expense of $7 for administrative time (expense) and postage to mail in the

fee (if mailing is required).   Enter the

total charge if using door-to-door

service or $0 if not using door-to-door service................................................$_____

K.  What is the total of  lines A 

through J above..............................$_____
This is your payment if you are paying

with a card (Visa, Discover and

MasterCard accepted). 

L.  If you are paying with cash, money order or bank (cashier's) check, multiply the amount in line K by .93 (a 7% lower

charge) and delete cents. That is your charge.

SECTION 2:  THE LOWEST CHARGE                                FOR LESSON ONE 
     A.  If you are:
          (1).  Training on a Tuesday, Wednesday or Thursday and not a Friday or Saturday.
          (2).  Using one-hour lessons.
          (3).  Do not need door-to-door service.
          (4).  Are paying with cash, money order or bank (cashier's) check.
          (5).  Will do all communication about service, fees and/or scheduling by email ONLY.
          (6).  No lesson is missed, canceled or rescheduled.
          (7).  You are using a vehicle for all training that is not the Joda Collins Driving Academy vehicle.

          (8). There is only one Client (financially responsible person), then...
                  (a).  The first lesson is $216 and each lesson, thereafter, is between $126 and $151.00.

SECTION 3:  THE CHARGE FOR LESSON                        TWO AND FOLLOWING.
(1).  Lesson two and following are the charge for lesson:

        (a).  Minus the Reservation Fee(s).

        (b).  Minus the savings on Scheduling Fees as found near the top of this page in Section 1 ingreen print.

        (c).  Plus $11 per appointment to cover admin expense to send said mandatory reminder.  This $11 fee begins July 9, 2026, for all new Contracts.

(a).  ADMINISTRATIVE SAVINGS for scheduling more than one lesson with one email, starting with lesson two, is $12.50 per lesson for the first and second lesson following lesson one, and $25 per lesson for every lesson thereafter, not to exceed six lessons in total (not counting lesson one).
With one exception, lessons that are missed for any reason, including great reasons (such as "not my fault" or "unavoidable,") do not qualify for this benefit.  The one exception is when a lesson is canceled due to fear of adverse weather, for which, at least, a one-hour notice is provided.
               

(b).  REBATE POLICY FOR LESSONS OF, AT LEAST, 75-MINUTES IN DURATION. 
       

(1).   Rebates are calculated on a per student and per lesson basis and not on a per client basis.  The first lesson does not count for Rebate purposes.

(2).  Rebate begins any time after lesson one if the client schedules all 75-minute or longer lessons with one email request, paid for them with one payment, and none of those lessons are missed, canceled or rescheduled for any reason, including a reason that is not your fault or unavoidable, except for fear of adverse weather for which a notice of at least one-hour is provided. 

The Rebate/Refund noted below is paid at the start of the last lesson in that series of lessons: 
                     

(1).  One lesson = $0                             

(2).  Two lessons = $7               

(3).  Three lessons = $15                                (4).  Four lessons = $25                                  (5).  Five lessons = $35.                      

(6).  Six or more lessons = $10 per lesson.
       

(3).  The reason Rebates are not offered for lessons that are missed, even if not anyone's fault, is that Rebates are based on administrative savings, and missed lesson incur extra administrative effort/work no matter the reason the lesson is missed.  That is just life in the adult world. For example, if you miss your plane because of a traffic jam and you have a non-refundable ticket, you miss you plane and forfeit your money.  The discounted ticket has strict limitations that need to be understood before purchase.  When I am paid by a client, that money is mine.  Rebates are funded using my earned money.  My policies for giving away my money have strict limitations that need to be understood before entering into an agreement for how you can receive some of my earned income.  In effect, I am hiring you to perform a service. 

SECTION 4:  YOUR TO THE PENNY                                  QUOTE FOR MY SERVICES

A.  The Student-driver must have a driver permit or license. 

B.  If you answer the following questions, your answers will provide the basis for my fee quote to you since charges are directly related to services.  The A selection always cost the least.

C.  You do not have to copy and paste, or restate the question or type out the answer.  You can respond like this:  1A, 2B, 3A and so on. 

​     

1.  What vehicle will be used for parking and three-point turn training?

5

 CONTRACT SEVEN
    THREE-IN-THREE TRAINING
for drivers who have had three crashes or three crash-related tickets in three years.                           Edited for clarity on January 24, 2026.

    POLICIES AND PROCEDURES 

This is a 1.5 to 2-hour read. I cannot reduce it and maintain the integrity of the service.

               TABLE OF CONTENTS
​SECTION 1:  INTRODUCTION                   
SECTION 2:  THE MINIMUM PRE-                                          SCHEDULING CHARGE  
SECTION 3:  MANDATORY PRE-                                            SCHEDULING  CHARGES 
SECTION 4:  ADDITIONAL SERVICES         
SECTION 5:  PAYMENT AND SCHEDULING 
SECTION 6:  POST-TRAINING CHARGES
SECTION 7:  ADDRESSING THE THREE                                ELEPHANTS IN THE ROOM. 
SECTION 8: CERTIFICATION AND STATE                             RECORDING OF YOUR                                     TRAINING.
SECTION 9:  DISCLAIMERS                           
SECTION 10: ADDITIONAL INFORMATION
SECTION 11:  SIGNATURES

    
SECTION 1:  INTRODUCTION

A.  Training with me is not a test.  No one fails.  Relax.  Everyone passes.  

B.  There are 35-driving skills I am doing all of the time, while watching your driving habits and looking for teaching moments.  I have a long list of State requirements for training I am trying to complete.  Please limit your questions.  My focus is on your most serious safety needs.  When the lesson is filled with a student's questions not related to a driver's most serious needs, it detracts from the most beneficial results.

(1).  If any questions remain after the training is over, email them to me. I will answer them for FREE for as long as I am of sound mind to do so.  I will usually answer all your questions before the four-hours of training is over.  So far, after 17-years in this business, and more than four-hundred 3-in-3 drivers, no driver has emailed me with a question.

C.  Four-hours will not be enough to do everything, but we can get a lot accomplished if you:

(1).  Are humble, mature and interested in learning and willing to put in the effort.           
(2).  Do not spend your time arguing or trying to debate with me.
(3).  Allow me to lead the training.     

(4).  There are only two kinds of students:
        (a).  “If you...(correct) a mocker, you will...get a smart(-aleck) retort...he will snarl at you. So don’t bother...he will...hate you for trying to help him.

         (b).  But a wise man, when...(corrected) will love you....” Proverbs 9:8, TLB

E.  KINDNESS, PATIENCE AND CONSIDERATION.  

(1).  Three-in-Three drivers have often experienced great hardships due to crashes and, especially, if their license is suspended. I understand that.  Also, the system can be very hard and irritating to navigate.  However, let's give each other the benefit of any doubt and give our best efforts to be kind, patient and understanding towards one another.  Thank you.   
                                                      
SECTION 2:  THE MINIMUM PRE-SCHEDUING CHARGE IS $1,012.00.       

THE MINIMUM TOTAL CHARGE AFTER MAXMIMUM REMUNERATION IS $803.00.

A. The maximum remuneration to the Client is $209, which makes the total minimum charge $941 minus $209 = $732.00.

(1).  Read Section 4P of this Document for clarification of the $0 to $209 remuneration.​

B.  The minimum charge applies if:

(1).  You follow my directions well that lead to scheduling.

(2).  You train on a Tuesday, Wednesday or Thursday.

(3).  With a start time of 11am.

(4).  In one four-hour session and not two, two-hour sessions.

(5).  The student-driver is also the client (the financially responsible person).

(6).  Payment is being made by cash, cashier's check or money order rather than a card (Visa, Discover and MasterCard accepted).

(7).  You are using a vehicle that you can prove, with written evidence dated no later than 60-days before your training date, that you, by name, are insured to drive said vehicle. 

(8).  Training beings and ends at 3804 Garcon Point Road, Milton, FL 32583.  This is one-tenth of one mile off of Interstate 10 at Exit 26, 6.5 miles East of Pensacola. This is a Circle K Gas Station, grocery store and restaurant.  Park in a space facing the side of the building (Manager's request).  Enter the front door, make an immediate left. Take 10 steps and I will be seated on your left.  My photo is at www.jodacollins.com.  My cell is 850 304 1870.

(9).  The lesson, once scheduled, is not canceled or missed for any reason other than fear of adverse weather for which you (the Client) provide, at least, a one-hour notice.

(10).  You schedule your training no sooner than eight days AFTER all Contracts are agreed to.

(11).  Except as otherwise requested or directed, you (the client, which is the financially responsible person for training related charges) correspond with me by email, ONLY, after my first email to you, on all matters that concern contractual matters, including but not limited to services, scheduling and fees.

(12).  You have not taken any 3-in-3 training from me before.  

(13).  While you are welcome to ask as many questions via email as you want to, after I give an answer, you are able to function/proceed without asking a question that is answered by the same answer I already provided via email.

(14).  All communication that addresses services, scheduling and/or fees is ONLY between me (Joda Collins) and the Client (financially responsible person for my fees).

(15).  If there are any changes regarding services or fees, the Contract is null and void and a new Contract will be prepared and presented to the Client for approval.

(16).  You do nothing to incur any Post-training charges as outlined in Section 5.

​

SECTION 3:  MANDATORY PRE-SCHEDULING  CHARGES​
A.  REGISTRATION...................................$189 

B.  SCHEDULING/RESERVATION 

AND/OR RESCHEDULING, FEE PER APPOINTMENT..........................................$108

C. TRAINING FEE......................................$453

D.  AFTER TRAINING REPORT...................$28
         

E.  STATE RECORDING FEE......................$30

​F.  PROFIT..................................................$204

G.  TOTAL OF MANDATORY PRE-

SCHEDULING CHARGES.....................$1,012

       (1).  Total of A through F above.

       (2).  If paying with cash, money order or bank (cashier's check) there is a 7% discount, so $1,012 becomes $941.00. 

       (3).  If the Student-driver earns the maximum $209 remuneration, the final total charge is $941 minus $209 = $732.00.

SECTION 4:  ADDITIONAL SERVICES         
H.  Additional Registration/Enrollment Administration Service 
     

(1).  If the Student-driver and the Client are NOT the same person...........................$55
     

(2).  If the Client cannot or will not allow me or is not able to communicate with him/her directly by email at my desire or upon my need to do so, 100% of the time........................$108  
            

(a).  When email is not available to me to directly communicate with the Client, I will accept voice mail inquiries, but I reserve the right to respond to inquiries that address any contractual matter, scheduling or finances, by US Postal Service rather than return  phone calls.  This willingness on my part does not negate the $108 charge noted above.

(3).  Re-registration Fee.........................$54  

(a). Applied if a driver approves
the Legal Documents and is invited to pay and/or schedule, but does not follow
through (does not pay or schedule) within
a period of 90-days.   

​                   

(1).  Registration Fees, once paid, are non-refundable, under any conditions.

J.  STARTING THE TRAINING LESSON AT A TIME OTHER THAN 11AM. 

(1).  Three-in-Three appointments are only offered with a start time of 11am unless the additional fee as noted in this Document is agreed to in advance
             

(a). If a driver wants to begin at any other time than 11am, add $21 per hour, or any
part of an hour to the fee = $21 times ____ hours = ....................................................$____

K.  Door-to-door Service (if applicable)..........................................$ to ____  This fee is provided to you via email after the Client provides to me the start and end address for the training. It includes the actual toll charge, plus the actual expense of $7 for administrative time (expense) and postage to mail in the fee.                                                                       
L.  Rental charge for using the Joda Collins
vehicle for over-the-road / in-traffic training
rather than another insured vehicle...........$164
     

(1).  This fee does not cover my expense (wear/tear and insurance charge) or strain for accepting full liability.  I prefer the use of any other vehicle rather than mine. 

M.  RETURNING DRIVER - PER  

ADDITIONAL APPOINTMENT, EVEN 

IF THE APPOINTMENT WAS MISSED, CANCELED OR RESCHEDULED FOR     

ANY REASON OTHER THAN FEAR OF      

ADVERSE WEATHER, FOR WHICH AT

LEAST A TWO-HOUR NOTICE IS 

PROVIDED, FOR THE FOUR HOURS

OF 3/3 TRAINING.....................................$130  

N.  EXPEDITE / FAST TRACK....................$87 

(1).  If the training occurs within seven days of payment received (in any amount), this fee applies.  If you want to know the reason for this charge, scroll down to the bottom of this page (of writing) and then scroll up to Section Eleven.  This is in addition to the $87 Out-of-sequence fee, because this specific out of sequence favor is very costly to me in several ways.

P.   SPECIAL/ADDITIONAL MEETING 

If a client and/or student-driver wants to or needs to meet with me prior to a scheduled training appointment, there is a charge of......................................................$42 

Q.  HYBRID PAYMENT(S)                                 

(1).  Some payment made with a Visa card or Mastercard and some payment made in any other form...........................................$21
    

(2).  Some payment made by one party, and some payment made by another party or parties; that is, two or more clients..............$18 

R.  TRAIN ON A FRIDAY OR 
SATURDAY RATHER THAN A TUE,
WED OR THURSDAY...................................$64

S.  What is the total of all figures in 

Section 4 ONLY, which is H through R...$_____

T.  Add the amount in Section 2G.........$1,012

U.  Add the amount in S and T...............$_____

V.  The amount in U above is your total

if you are paying with a card (Visa,

Discover or MasterCard).

(a).  If you are paying with cash, money

order or a bank (cashier's) check there

is a 7% reduced charge.  Multiply the

amount in S above by .93.....................$______
           

(b) NO PAYMENT PLAN (CREDIT) IS OFFERED because I do not have any

way to secure payment after my

services are rendered.  

W.  POSSIBLE REMUNERATION 

TO CLIENT........................................$0 to $209
         

(1).  This $0 to $209 Remuneration to the Client comes out of my salary when the Student diver makes my job easier by memorizing the following well enough to quote it without hesitation or error (like most people would easily quote their name, address, cell phone number, birthday and their mother and father's name), and upon my first request.  There is no E for effort nor partial payment for partial success.

         Ahead, behind, mirror, shoulder, signal.
         Ahead, behind, mirror, shoulder, move.
and
         Slow, right, look, signal, stop.
         Look, go slow and turn fast, stop, reverse.
         Look, go slow and turn fast, stop, drive.
         Look, go slow and turn fast, coast, accelerate.

(2).  If the Client is using any other vehicle besides the Joda Collins Driving Academy vehicle for training, the longer list noted above is different.  It is:

                         Slow, right, look, signal, stop.

                         Turn, look, coast, stop, reverse.

                         Turn, look, coast, stop, drive.

                         Turn, look, coast, accelerate.
                               

(3).  The remittance is $79 for the first list and $130 for the longer, second, list noted above.  This remittance, if earned, will be paid by mail within two business days of the completion of the training. 
               

(a).  This is not a refund. It is not automatic nor guaranteed because it is not a refund.  It is reflective of a lower fee to the Client for services rendered to me 

(Joda Collins) that made my job easier.

SECTION 5:  PAYMENT AND SCHEDULING 
A.  If you are paying with cash, money order or cashier's check, full pre-training fees are due at the start of the training session.  The Client (financially responsible person for any or all training related fees) must be present to sign the Contract, unless other arrangments are made.

B.  If payment is being made using the Client's Visa, Discover or MasterCard, payment in full for all pre-training fees must be made with a card of any kind all pre-training fees are considered pre-scheduling fees and must be paid before scheduling.  Once paid, $175 plus 7% of the total paid is non-refundable under any conditions.

SECTION 6:  POST-TRAINING CHARGES

A.  Post-training charges (if any) must be paid in full before I will send in a driver's completion to the State.  If you are not paying with a card, I strongly suggest you bring $176 extra cash with you. If you do not bring extra money with you to pay post-training fees immediately after the training is over, you can mail time to me and assume full responsibility if your envelope is lost in the mail.  Or you can send the payment via with a signed return receipt required.   If you are in a hurry, send it overnight delivery.  I will not make an appointment and collect from any 3/3 driver in person.  The no-show record when I was trying that was too high.

B.  Post-training Fees are the same whether paying with cash, money order, bank (cashier's) check or by card.

C.  Post-training charges are capped at a maximum of $176 in addition to all fees paid prior to scheduling.

D. These fees are not punitive for any behavior or personality difficulties, real or imagined, of a driver.  These fees are for added stress, danger, difficulty, irritation and effort whether the driver intended it or not. It is payment for services, not personal or vindictive accusations against the character or personality of the driver.  However, because I itemize and clarify the charges, unless asked in advance not to do so, there is necessity for clarification which might sound personal. I assure you, that none of these things, in any setting that would not cause me added stress, danger, difficulty or irritation would incur a single penny of charge or even a hint of such an intent.  I would, simply, walk away and the problems are immediately resolved.  All additional difficulties are easily avoided with few footsteps in the opposite direction of the person creating the difficulty.  That is not possible if I am going to serve such people.
        

(1).  If, at any time before the end of the first hour of training, you find my presence intolerable, let me know and I will cease training and give you a full refund, excluding any door-to-door fees and the Registration Fee.  We can pretend we never met.

(2).  Because the Client and the Student have signed a document stating they have read, understand and accept their benefits and responsibilities as outlined in Contract Four, Five and Seven, I might, but I am not obligated to warn a driver that said fees will be charged if the Driver does not stop the unacceptable behavior.

(3).  I will not argue or debate these charges. These charges are enacted at my discretion alone.  I do not need your approval. If you are not willing to accept that fact, please do not do business with me. If you have carefully read understand Contracts Four, Five and Seven (this Contract), are a decent person that maintains a decent attitude and treat me with the equal respect I treat you, I do not see any reason why you cannot end this training with zero post-training fees due.  Time will tell.  The most telling early evidence of coming problems is that you do read this Contract because __________.  Fill in the blank.  
                                                                           
E.  Failure to follow written instructions .... $15                                                         Per Failure. 
To incur this fee, said failure must cause me 
(Joda Collins) added administrative effort.          
F.  Contract Alteration Fee.........................$30  

Any change in Contract, including but not limited to missed, canceled or rescheduled appointment due to any change not related to my (Joda Collins') action, after Contract fees are approved but before the training begins, incurs this fee.        

G.  Aggravation Fee.......................$50 to $100 depending on MY (Joda Collins) perception of the degree of aggravation.         
     

(a).  I ask those I serve not argue with me, ignore me, refuse to follow my directions, tell me why you will not or did not follow my directions as justification for doing so, or waste my energy telling me why they disagree with traffic laws they think are stupid.  Do not try to justify wrong driving decisions after I think I have adequately clarified what you did wrong, or make up your own rules of the road to replace State and Federal traffic laws, thus place my safety in danger.                                  
     

(b).  Do not tell me, directly or by insinuation, I am wrong, and you are right without giving me a chance to finish my thoughts/presentation of the matter.                   
     

(c).  If I ask you a question that can be answered by a "yes" or "no," have the courtesy to give me a "yes" or "no" response rather than a monologue.  Yes or no questions are asked so I can get needed information fast, sometimes for safety and sometimes to make the best use of time.
       

(d).   Know, also, that this fee is not conditioned on your opinion if I was aggravated by your behavior or not, but solely on my subjective evaluation.  I know when I am being aggravated, even if others do not; even though they should know.  Also, some people have the ability to aggravate others even while smiling or even while doing so with a sweet-sounding voice. Sometimes driver's say to me in a child's voice/tone, "Well, that is just my personality!" as if to say that because they have an aggravating personality, I should overlook it and endure it for FREE.  I do not.  I will not.  Just be a kind, considerate and decent person rather than obnoxious, confrontational, argumentative, degrading, unteachable, sugar-sweet as a cover for excuse for being these things, and/or filling hours with justification of doing wrong rather than be teachable and learn to drive better. It isn't hard for normal adults to do that.  I am easy to get along with, but if your behavior is not, at least, as the lowest level of common courtesy, you just lost money.

(e).  Keep casual conversation about home, work, school, money, jobs, family, favorite ____ to a minimum as that eats up time, makes it harder for me get done for you what I am assigned by the State to do in the limited time I have to do it, and takes my mind off the task -- all of which is unkind and irritating to me.      
     

(f).  It has been my experience that the majority of three-in-three drivers have significant psychological and/or social and/or cognitive and/or behavioral problems; I am entitled to my opinion.  My opinion is credible because it is based on 17-years in this business and more than 400, 3-in-3 drivers trained.  I hope, in your case, I am wrong, and you are the exception to the norm. I will assume you are the exception unless you prove me wrong.
            

(1).  Hints:                                                                  

(a).  If I say something like, "You did not come to full stop at the stop sign," do not say, "Yes, I did! you lying ignorant fool!"  Don't even say, "Yes, I did!", because I can tell by tone, that most intend (are implying) the latter, also.  Everyone, including me, will make a mistake once in awhile. I will take your occasional mistake gracefully. Take mine, if you think I made one, the same way.  Let it pass.   

(b).  If I tell you that you broke a traffic law, do not tell me why you violated the law and/or why your personal and private rules of the road are better than the legal rules of the road everyone else has to follow.  Making up one's one rules of the road is one of the major habits of many three-in-three drivers and one of the main reasons for crashing, thus, also, putting my life in danger with such a person behind-the-wheel.                                                     

(c). If I tell you a traffic law that you did not know, do not justify your displeasure or disagreement with the traffic law by telling me that you think the law is stupid. Traffic laws are not subject to your approval or mine.  What you or I think of them is meaningless.  The only reason people think a traffic law is stupid is because they do not have the information or cognitive ability to understand why it exists.                         

(d). If I instruct you to do something, do not tell me why you refuse to do it. I am putting my life in your hands and if you are going to view my instructions as mere suggestions that you will follow only if you agree and approve, then I am only as safe as your decision-making ability, so I quit.                                   

(2).  When I am providing instructions, do not interrupt me.  I find rudeness aggravating, especially for four-hours in a row in a trapped/closed environment.                             

(3). Do not try to lead the training by plummeting me with questions; just listen and learn.  This is not a four-hour Q and A session with drivers asking the questions they think they need to know or feel I am obligated to answer because I am being paid.  I am obligated to attempt to train you in accord with State standards, not yours.  Allow me to lead the training by me giving the training I think you need.  I cannot teach everything about safe-driving in four-hours, so allow me to use your time to teach you the most important things I think you need.  If I have not answered your questions by the end of training or any question about safe-driving that might arise in the future, you can email me the questions and I will respond via email at no charge to you. This offer expires when I do.

(4).  Do not argue or debate with me.                                                                                        (5).  Those that are mad at the police department, the DMV, your husband, wife, boss, parents, kids or just generally an angry person, should take out their hostility on their dog or someone else, not me.  I am easy to get along with as long as I am not treated like a spittoon. 

(a).  "Real wisdom, God's wisdom, begins with...(being) gentle, reasonable, overflowing with mercy and blessings...not two-faced...doing the hard work of getting along with each other, treating each other with dignity and honor."   James 3:17-18 (MGS Version).    

(b).  If you have been diagnosed with a mental or physical abnormality that causes you to be angered easily or have a confrontational or argumentative personality, consider telling me in advance so I can try to work around that personality flaw.  I will not be judgmental.  I know such conditions exist and I am accustomed to working with those who struggle with these conditions.   I will be able to do my best if I know of the condition in advance.      

(7).  One of the most common ways of aggravating me is to use the word, "Right," to mean, "I understand," "I hear you," "I am listening," "Okay!," or to announce to me that you think, "I am right."   Can you think of any scenario in which you are in a classroom where you would stand up and say to the professor, "Right!"  No?  Please do not do that to me.                                                                
H.  Chatterbox Fee....................................$21   

(a).  Excessive chatter does the following. 
​          

(b).  It makes it more difficult for me to concentrate on the 35-driving skills needed to drive with maximum safety.
           

(c).  It makes it harder for me concentrate on the driver's most pressing needs.
           

(d).  It makes me nervous and causes me extra stress and increases our chances of crashing! 
                 

(1).  Think about it this way.  Assume you are a teacher in a classroom session and while you are trying to teach your class, one student chatters into the wind about a lot of non-relevant things compared to what you are trying to teach.  Would that make it more difficult to get your training assignment done?  Yes, it would.  Would it grate on your nerves?  Yes, it would.   The vehicle is my classroom, and you are my one student in my class. 
         
J.  Interrogation Fee..................................$35  

(a).  Interrogation does not have to be violent, forceful, or include the infliction of physical pain.  A five-year old can interrogate an adult simply by asking, "Why," after every sentence an adult utters!  "Interrogation...refers to the act of questioning someone or something in a formal...manner... (or setting), (or) the process of asking someone a lot of questions for a long period of time in order to get information...." Webster's Dictionary.  The goal of this training is not for drivers to interrogate me for four-hours.              
     

(b).  The goal of this training is for you to become a safer driver in only four-hours and, as a result, drive crash free for the rest of your life, including the four-hours of training.  To do that, I focus first on safety and second on making it my priority to help you overcome your most dangerous driving errors.  I cannot do those things if I am concentrating on hearing and answering a ton of questions. We will not be able to do everything, so let me lead the training by teaching rather than you try to lead the training by interrogating me.  If, after this State mandated training, you want to hire me to answer questions in person while training behind-the-wheel, call for an appointment. If you have lingering questions after the training is is over, I will be delighted to receive your email with said questions and respond by email at no charge.             

(c).  While I want to be sociable, it is important to remember this four-hour session is, primarily, for me to teach you as many of the 35 specific safe driving skills as you need and as many of the traffic laws as I can that you do not know. I am held accountable by the State for the quality and effectiveness of my teaching. If I fail to do a good job, the State does not accept my excuse of, "He/She would not stop asking me questions, so I was not able to get to the teaching required by the State!"   Also, is a better use of time for you to listen and learn rather than question me along the way with questions that are less relevant to your most dangerous driving habits. 

(1).  This is not a four-hour Q and A session.  I cannot get to everything in four-hours. That is not my job.  My job is to help you with your most dangerous driving habits.  I can do that if you want me to and allow me to lead the training.                               

(2).  If I do not get to all of your questions by the end of the training, as long as I am alive and of sound mind, you can email me any questions you have and will answer them free of charge.                                                                           
K.  Poor comprehension of the Contract
which makes the driver ill-prepared for the training session and that causes consternation that would have been avoided had the driver and client carefully read the Legal Documents. In addition, it makes me have to spend time explaining basic facts of the Contract and or other legal documents and/or ignorance of how to avoid the penalty fees found in Section G of this Contract.....................................$56 to $95 depending on my determination of the degree    of poor comprehension.                                              

(a)  If a student-driver or the client (if not the same person) does not exhibit, in my   (Joda Collins) opinion, sufficient evidence that he, she or they know how to avoid the penalty fees noted in this Contract that, almost always, creates a major source of difficulty when teaching.  I mandate remuneration for that added unnecessary and easily avoidable stress.  I get paid more to endure avoidable stress.                                             

(b).  I practically beg those I serve to carefully read my Legal Documents.   About 20% of three-in-three drivers carefully read the Contract.  I consider that disrespectful towards me. 
             

(1).  I get paid more to be disrespected. 
             

(2).  It also increases my workload to have to explain the legal documents during training. I get paid more for working harder, especially when said extra work is easily avoided. 

(3).  Taking time to explain the Legal Documents often follows a conflict of some kind that clarifying the Legal Documents resolves. I get paid more for enduring unnecessary and easily avoidable conflict. 
               

(4).  Taking time during training to clarify the content of the Legal Documents means I have less time to devote to training to try to get done everything the State asks me to do.  That is extra pressure on me.  I get paid more to endure extra and easily avoidable pressure. 
               

(5).  Having less time to train because I am explaining the content of the Legal Documents means the student is less likely to pass the State exam or less likely to pass it with an impressive score.  That failure goes against my record. I charge more for that possible negative on my record, which is the fault, not of me, but of the client and/or student.  More importantly, less training means the driver will be less safe.  That fact goes against my conscience.
               

(6).  I do not like being around people that are not truthful.  Their countenance irks me.  Plainly said, my soul can smell the nauseating stench of dishonesty. People who sign the Contract testifying they have read and understood the Contact but have not read and/or do not understand the basics of it, lied.  I get paid more to be in a negative and strained atmosphere for four-hours caused by untruthful people.       

(7).  Pay closer attention to everything with a $ attached, to it and everything that is underlined and to everything in red print  You need not memorize the fees.  You do need to know how to avoid time or incur them.  Do not misunderstand the underlined above to mean, "All you have to do is read the underlined part and the things with a $ attached to it."  It is possible to answer all 10 questions correctly and still be grossly ignorant and much of the remaining 98%.

                     
L.  Reading Assignment Failure.................$38   

If the Student-driver is younger than        26-years of age and does not, prior to the start of the training, read the following short article or does read it but not well enough to remember the basic components or the one most important thing, such as the title or the fact of the article. Reading without basic comprehension is no different than not reading at all.  Chewing food or putting water in one's mouth and spitting it out is not eating or drinking.  Holding others responsible for said person being hungry or thirsty is idiotic.  Reading without comprehension is not reading. Trying to hold me responsible for the difficulties of such a person not reading or understanding the Legal Documents he or she agreed to is, likewise, idiotic and unacceptable at an adult level of personal interaction.  It is not business.  It is kindergarten.

If the Client and/or the Driver is less than 26 years old, prior to the start of the training, please read the article found at: 

https://www.urmc.rochester.edu/encyclopedia/content.aspx?ContentTypeID=1&ContentID=3051

If clicking on the above link or touching it on your screen does not work, you can copy and paste it to a search engine.  Problems, contact me. "I tired to find the article but could not," is not a highway out of this responsibility or this charge.  Such attempts to justify failure belong to those in elementary school, like, "My dog at my homework, therefore, I deserve a passing grade for homework assignment."     

     
M.  Failure to follow directions and/or traffic  laws (Hazard Pay).......................................$75

(a).  Whatever the reason for failure to follow my directions, we will be in the same crash or higher chance of crashing and, if crippled or killed, just as crippled or just as dead.  Therefore, any reason for failing to follow my direction are immaterial to me.  The level of training will be below the level of commitment to following my directions, including the directions the student does not like, does not understand or does not agree with.  Safety first. I get paid $75 extra to spend time in the car with a driver who, for any reason, does not follow my directions. When my life and limb are in greater, unnecessary and added danger because of the shortcomings of others, I charge more.  My life is worth, at least, $75.00.  The stress the student-driver puts me under by riding with a driver who is emotionally or psychologically unable or unwilling, or willing but does not so do, to drive safely and/or in accord with my instruction is worth at least $75 in hazard pay, and more if it is my vehicle and my business the driver puts at unnecessary risk.  
     

(b).  The following things should be understood before the start of training.     
             

(1).  One of us has to be nervous when I give a driving direction that the student-driver disagrees with or is uncomfortable following.  Either I have to be nervous because the student-driver does not follow my directions, and we have a higher chance of crashing, or the student-driver has to be nervous and follow my directions and we face a lower chance of crashing.  I opt for the second scenario.             
             

(2).  I am probably better-qualified to keep us safe on the open road than the student-driver is.  If the student-driver only follows the directions and instructions I give when he or she wants to or agrees, then we are only as safe as the decision-making ability and the driving skill level of the student-driver.  If the student-driver follows my directions and instructions even when he or she disagrees with me, then we are as safe as my decision-making and my diving skill.  Student-drivers that believe they are authorized or welcome to override my directions/instructions are invited not to take lessons from me.  One mistake on the open road can cost everyone, everything.  Driver training is not a game.  The goal is not having fun or just getting it over with.                                     

(a).  If it becomes apparent that my student is an overall safer driver than me, I will ask the student to use the remaining time to train me to be a better driver, refund all fees paid to me and cheerfully pay the Student $200 per hour for his or her service to me.       

   
N.  Failure to allow me to have control of my    vehicle upon request..................................$15                                                           per failure.  
     

(a).  I will clarify, at the start of training, how       to do relinquish control of my vehicle to me.

P.  PARKING IN THE WRONG PLACE.....$24  

This Contract directs those that meet me at 3804 Garcon Point Road, unless having a handicapped sign hanging legally in their vehicle, to park in any space that faces the side of the building.  This is the business manager's request.  This is true even if you buy something in the store or at the pump or if 100% of the parking spaces facing the front of the building are empty when you arrive.  I use this business for many meetings. Management has asked me to have my students park facing the side of the building.  Failing to do that puts me in a bad light with the business management and jeopardizes my free use of the property for business meetings.  For that ill-at-ease condition and jeopardizing my good working relationship with that business, I charge $24 as a financial encouragement to be considerate for those who, my nature or choice, are not.
            
Q.  Poor control of the accelerator..............$40  

(a).  Accelerate slowly and gracefully, in a manner that does not through my head back (no g-forces) upon acceleration more than three times in the training session and avoid this fee.  No matter how fast you drive or how fast you accelerate, we will end up at the start location at the designated time. Jackrabbit (aggressive) acceleration causes me to pull muscles in my neck and back.  It is painful and if severe enough may cause me to cancel your lesson and reschedule at YOUR expense.  Accelerate as your great, great grandmother might.  Accelerate as if you just picked me up from the hospital with a neck brace on after neck surgery and the doctor told you to drive without hurting my neck.  If I have to ask you to accelerate less aggressively more than twice, you can assume this fee is lost.  If you are aggressive with the accelerator, I will try to remember to remind you often.  However, the primary responsibility to remember to accelerate gracefully is yours.  As an experienced driver with normal IQ, you should be able to accelerate gracefully without constant reminders to do so.  Pretend you can fail this Course and will have to pay for it again if you do fail.

(b).  Do not pump the accelerator or use it as an off and on switch, as it puts me in four-hours of neck discomfort.  Unless traffic conditions mandate otherwise, think in terms of apply and reducing the pressure on the accelerator at the width of a piece of paper so acceleration is graceful to begin with and consistent when traveling at desired speed. The vehicle should not feel like being in a mini-roller coaster to passengers.

R.  Poor control of the brake (stopping in          a manner that throws my head forward)......$45

SECTION 7:  ADDRESSING THE THREE ELEPHANTS IN THE ROOM. 

                    https://writingtips.org/the-elephant-in-the- room/#what_does_the_elephant_in_the_room_mean
     

A. IMMATURITY/CHILDISHNESS   

The majority (not all, and hopefully not you) of three-in-three drivers, in my opinion and in my 17-years of experience, were not good people.       

The majority of my three-in-three drivers, to date, have not read this Contract carefully nor expended the time and energy to get their questions answered before agreeing to it and are, therefore, unprepared for the training appointment.  Being unprepared for the training they tend to get confused, frustrated and/or angered.  
   

It has been my experience that about 70% to 80% of three-in-three drivers have been quite immature and tried to treat me like arrogant, disrespectful, snotty, know-it-all teens treat their parents.  Unlike many parents, I did not put up with that with my children. I will not tolerate it, now, from adults.  I am not being paid to be spit on, so to speak. I hope you are part of the 20% to 30% that are not like that. If you are like that, then fake adult level socially behavior for four-hours to avoid my push back when you try to manipulate or agitate me.  Trust me, you will not like it any more than I like it from others.
   

B.  DISRESPECT/ARROGANCE

Be decent and respectful towards me and and I will be decent and respectful towards you. Do not antagonize me for fun or as an expression of your character, and there is no reason for me to confront you for antagonizing me. However, if you antagonize me, I will confront you for doing so.  I am not a spittoon nor a door mat. The training is not easy for student-drivers. I understand that. It is not easy for me either.  If you have no interest in learning to drive better, or want me to stop teaching, I will honor that. Just let me know so I can save my breath and energy and provide only my bare legal minimum effort.  There is no reason nor benefit to either one of us to try to do more?  It only leads to both of us becoming  student becoming aggravated.  Four-hours is a long time to try to fake genuine interest in working hard to learn to be a better driver.  It is better and easier to just be honest and say, "I am not interested in learning anything."

C.  UNTEACHABLE/ARGUMENTATIVE         

After I correct you and explain why what you did behind-the-wheel was unsafe or illegal, please do not provide justification, rationalization or argument regarding why you drive poorly or in violation of traffic laws. Confronting or attacking me about your dislike of traffic laws just eats up time, creates a strained environment and changes nothing regarding your situation with your license status and I will charge you more for the added stress, irritation, danger and for wasting training time and my energy. I do not endure an argumentative person for free.

SECTION 8: CERTIFICATION AND STATE RECORDING OF YOUR TRAINING.

A.  Certification of completion of your training is accomplished electronically between me and the State.  You will not need and will not receive a paper copy of your completion notice.  I will notify you when your completion is recorded by the State and then you can contact your local driver license office to schedule.  If I do not contact you within three business days, it is your responsibility to contact me to find out why the delay in the State recording of your completion. 
     

B.  You, the Client (financially responsible person), commit to checking your email and your voice mail for a contact from me no less than once every 24-hours from the date of your first contact with me until our business is completed, and one hour before your scheduled training appointment.
                                                                            SECTION 9:  DISCLAIMERS                           

A.  I (Joda Collins) may not offer another  door-to-door service if the Client cancels, misses, reschedules training or is not able to take the training due to no fault of mine.  
     

B.  Please understand that those I serve can ask me to do anything for them, however, those I serve are not in a position to demand that I do everything they demand or ask.           
     

C.   I, the Client and, I, the Student-driver, will not hold nor attempt to hold Joda Collins responsible or accountable for any ramifications, financial or otherwise, that arise because I did not read or did not understand the content or intent of any legal document.
     

D.  Additional disclaimers, as noted in Contract Four, also apply.
     

E.  It is my (Joda Collins) responsibility to verify your license is valid or you have the valid letter from the State that serves as your temporary permit for the training before providing training.  
           

(1). Errors or expense to you of any and every kind due to you not knowing if your driver license is or is not valid are your expenses, not mine. 
     

F.  I am not an employee of the State of Florida. I have nothing to do with any driver's arrangements or association with the State of Florida.  I will not assume any responsibility that arises as a result of any other person's association or business with any Driver License Office, State of Florida or any agency of the State of Florida.

G.  Quoted services and charges are guaranteed for 30-days from the date of original offer.

SECTION 10: ADDITIONAL INFORMATION

A.   It is possible that additional charges will apply as clarified in Section 7 of this Contract, however, additional fees, beyond this the total pre-training fees will not exceed $176 more than your total pre-training fees.     
   

B.  Any remittance will be mailed to you within two non-holiday weekdays along with an itemization of charges and/or remittance.                 

C.  It is embarrassing when a long-time driver cannot drive well enough to pass the State exam, an exam that a 16-year-old new driver passes!  New drivers are committed to learning what it takes to pass the State exam because they fear failure.   They are nervous and work hard to pass it.   Experience drivers are often cocky and overconfident and have no fear of failing the exam, so they do not prepare for it.  When they cannot change lanes safely, do not keep the rules of the road, and/or cannot park or do a three-point turn in accord with the State law requirements (which is more than just being able to drive without crashing during the exam), they fail the State exam.  That is not a good mark on my record as a professional driving instructor.  Therefore, I try to help a driver be able to change lanes, drive safety, park and do a three-point turn, as least well enough compared to a 16-year-old that has done the necessary homework and memory.     
   

D.  Because of test anxiety, I encourage a driver to memorize well enough to quote the steps for a safe lane change and the three-point turn without hesitation or error and upon my first request.  I am willing to pay my 3/3 student drivers to do so.  Otherwise, the driver, not knowing the procedure well, will likely not remember the steps during the testing (test anxiety).             
   

E.  Before training, very few can pass the safe lane procedure, the three-point turn or the parking procedures AS REQUIRED BY STRICTEST REQUIREMENTS THE STATE.  Not all State examiners adhere to the strictest requirements of the State exam.  Again, just because a person completes the State exam without crashing does not mean said person will pass the State exam.  A driver might be able to drive 70mph in a residential zone with both eyes closed during the State exam without crashing, but he or she would fail the exam.  A driver might be able to run every red light during the State exam without crashing, but will not pass the State exam just because they did not crash during the State exam.                           

F.  If a driver cannot remember the steps for changing lanes, parking and three-point turn, the necessary time to memorize those steps during training is required.  I have spent all four-hours with some drivers who never got out of the parking lot because it took them four-hours to learn the steps for these procedures.  They finished their training just as dangerous on the open road as they were when they started training with me.  Not good!                             
   

G.  Less than 5% of three-in-three drivers memorize the steps for the three-point turn or the safe-lane procedure before the start of their training.  This is, I think, because older people have lost much of the ability to memorize without a lot of effort and most older people lack the motivation to give the necessary effort to do so.   And, some people do not know what the definition of, "memorize," is.

H.  Why do I write that most 3-in-3 drivers I have served have not been very good people. It is because about 70% of the 400 or so 3-in-3 drivers I have served have had three or more of the following serious personality flaws. In the following I am not seeking to be critical.  I am relating my opinion based on years of real-life experience.

          1.  Dishonest.

          2.  Narcissistic.

          3.  Entitlement-driven. 

          4.  Argumentative.

          5.  Irrational.

          6.  Do not listen well, on purpose (it seems to me). 

7.  Oppositional Defiant Disorder

(a).  Innate hate-disrespect for those in authority.

8.  Do not assume responsibility for their actions, other than say, "I apologize," or "I'm sorry," as a defense for their easily avoidable failures, which they, purposefully, continue.

9.  Are nice and cooperative until they do not get their way.

10.  They think they are exempt from the traffic laws they dislike or do not understand.

11.  Do not seem interested in functioning in the real world in an adult manner.

12. Have what I call a "Yea, Yea, so shut up," attitude.  They say, "Yea, Yea," but they mean, "Shut up." Or "Yea, Yea, so-what, who cares!"

13.  They "say" they want to become safer drivers, and have the facade behavior that they are interested, but they have no sincere interest in doing any hard work to become a safer driver.

14.  They blame others or the weather for their crashes.

15.  They believe they have little or nothing more (or significant) to learn about safee driving.

16.  Extremely lazy.

17.  Unjustified feelings of superiority.

18.  Anger issues.

SECTION 11:  SIGNATURES
I, the undersigned, am a person of honor.  I understand that later claimed ignorance of or confusion about the content of this document does not relieve me of my contractual obligations. I have read, understand and accept my benefits and responsibilities as outlined in this document and will not attempt to hold the other party responsible to forfeit their benefits or exempt me from my contractual obligations because I later claim that I was ignorant of my contractual obligations because of ________ (whatever).  Neither will I be hostile toward or an irritant to the other party because I failed to do my part to understand my contractual commitments.  Neither will I be hostile toward or an argumentative irritant to the other party because I failed to do my part to understand my contractual commitments.

This document cannot be signed on line.  A paper copy will be presented via US Postal System or in person just before the first lesson, for signing.​

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